EV Charging Cost Calculator

Work out the cost of charging an electric vehicle at home, the cost per mile, and the monthly comparison against a gasoline car.

kWh
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%
%
Energy that reaches the battery. Level 2 home charging typically loses 10% to 15%.
Fills in the average residential price for that state (EIA, June 2026). Edit the rate below if your bill shows a different one.
¢/kWh
mi/kWh
mi
MPG
$ /gal
Cost per Charge
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Energy Added
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Cost per Mile
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Monthly Charging Cost
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Monthly Gas Cost
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Monthly Savings vs Gas
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With the default inputs (Battery capacity 75; Charge from 20%; Charge to 80%; Charging efficiency 90%; Electricity rate 18.34; Vehicle efficiency 3.5; Miles driven per month 1000; Comparison gas car 30; Gas price $3.25; State U.S. average (18.34¢/kWh)), this calculator returns Cost per Charge $9.17, Energy Added 45.0 kWh (50.0 kWh from the wall) and Cost per Mile 5.8¢.

How electricity rate changes the result

Every row is computed with this page's own calculator. Change the inputs above to model your own numbers.

Cost per Charge by electricity rate (other inputs held at: Battery capacity 75; Charge from 20%; Charge to 80%; Charging efficiency 90%; Vehicle efficiency 3.5; Miles driven per month 1000; Comparison gas car 30; Gas price $3.25; State U.S. average (18.34¢/kWh))
Electricity rateCost per ChargeMonthly Charging Cost
10¢/kWh$5.00$31.75
14¢/kWh$7.00$44.44
18.34¢/kWh$9.17$58.22
22¢/kWh$11.00$69.84
30¢/kWh$15.00$95.24
45¢/kWh$22.50$142.86

Key Takeaways

  • Charging efficiency converts battery energy added into electricity drawn from the wall.
  • Electricity rate and vehicle efficiency determine the estimated EV cost per mile.
  • Monthly mileage scales both EV charging costs and gasoline comparison costs.
  • Default inputs produce estimated monthly savings of $50.11 compared with gasoline.

How to Use This EV Charging Cost Calculator

Enter the EV battery capacity in kilowatt-hours, then select the starting and target charge percentages. These values determine how much energy must be added to the battery. A charge from 20% to 80%, for example, fills 60% of the stated battery capacity.

Enter charging efficiency to account for energy lost between the electrical outlet and the battery. Charging losses can come from the onboard charger, cables, and battery conditioning. Level 2 home charging typically delivers 85% to 90% of the electricity drawn.

Next, enter the electricity rate in cents per kilowatt-hour and the vehicle efficiency in miles per kilowatt-hour. Add monthly mileage to estimate the monthly charging cost. For the gasoline comparison, provide the gas vehicle's fuel economy in miles per gallon and the gas price per gallon. The state selection can supply a residential electricity rate, or the rate can be entered directly.

How the Math Works

kWh added = battery kWh × (target percentage − starting percentage). Wall energy = kWh added ÷ charging efficiency. Charge cost = wall energy × electricity rate. EV cost per mile = electricity rate ÷ miles per kWh ÷ charging efficiency. Monthly EV cost = monthly miles × EV cost per mile. Monthly gas cost = monthly miles ÷ MPG × gas price.
  • Battery kWh is the vehicle's total stated battery capacity.
  • Starting percentage is the battery charge level before charging begins.
  • Target percentage is the desired battery charge level after charging.
  • Charging efficiency is the share of wall energy that reaches the battery.
  • Electricity rate is the price paid for each kilowatt-hour drawn.
  • Miles per kWh measures how far the EV travels per unit of battery energy.
  • Monthly miles is the distance driven during a typical month.
  • MPG is the comparison gasoline vehicle's miles per gallon.
  • Gas price is the price paid for one gallon of gasoline.

Example Calculation

Using the shipped defaults, the EV has a 75 kWh battery and charges from 20% to 80%. The 60 percentage point increase adds 45 kWh to the battery. At 90% charging efficiency, the charger draws 50 kWh from the wall.

The electricity rate is 18.34 cents per kWh, matching the selected U.S. average state option. Vehicle efficiency is 3.5 miles per kWh, and monthly driving is 1,000 miles. The comparison vehicle returns 30 MPG with gasoline priced at $3.25 per gallon.

The displayed results are Cost per Charge: $9.17, Energy Added: 45.0 kWh (50.0 kWh from the wall), Cost per Mile: 5.8¢, Monthly Charging Cost: $58.22, Monthly Gas Cost: $108.33, and Monthly Savings vs Gas: $50.11.

Tips for Getting the Most From This Calculator

Use the electricity rate shown on the utility bill rather than a broad average when estimating personal costs. If the utility uses time-based pricing, calculate separate scenarios for the charging periods that apply. Include charging efficiency because the household meter records wall energy, not only the energy stored in the battery.

Use a realistic efficiency figure based on typical driving. Most EVs travel 3 to 4 miles per kWh in mixed driving, while cold weather and highway speeds can reduce efficiency. Monthly mileage should reflect normal travel rather than an unusually high or low month. Update gasoline MPG and price when comparing against a specific vehicle.

Important Considerations

This result is an estimate, and actual charging costs can vary with temperature, driving speed, battery conditioning, utility pricing, and charging equipment. Home charging at the residential rate is usually the cheapest option. Public DC fast charging often costs two to three times more per kilowatt-hour.

The default 18.34 cents per kWh represents the U.S. average residential electricity price in June 2026, according to the EIA. Local rates may differ. Use the Electricity Cost Calculator to estimate electricity expenses for other devices. Use the Auto Loan Calculator to examine financing costs when comparing vehicles.

Frequently Asked Questions

How is EV charging cost calculated?
Charging cost is the electricity drawn from the wall multiplied by the electricity rate. Wall energy is higher than battery energy added because charging is not fully efficient. The calculator divides the required battery energy by the charging efficiency before applying the price per kilowatt-hour.
Why does wall energy exceed the energy added to the battery?
Some electricity is lost through the onboard charger, cables, and battery conditioning systems. Level 2 home charging typically delivers 85% to 90% of the electricity drawn. Entering charging efficiency accounts for this difference and produces a more realistic estimate of metered electricity use.
What electricity rate should I enter?
Use the residential price per kilowatt-hour from the applicable utility plan. If rates vary by time of day, use the rate charged during normal charging hours. The default U.S. average is 18.34 cents per kWh, the EIA residential average for June 2026.
How does cold weather affect the estimated charging cost?
Cold weather can reduce miles traveled per kilowatt-hour and may require additional battery conditioning. A lower vehicle efficiency means more electricity is needed for the same monthly mileage. Adjust the miles per kWh input to model seasonal conditions rather than relying on a best-case efficiency figure.
Does this calculator include public fast charging prices?
The electricity rate can be changed to model any per-kilowatt-hour charging price. Public DC fast charging often costs two to three times more per kWh than home charging. For a mixed routine, calculate home and public charging separately, then combine the costs based on expected usage.