Electric Bill Calculator

Estimate your monthly electric bill from the kilowatt-hours you use, your rate per kWh, fixed service charges, and taxes.

kWh
From your meter or last bill. Many U.S. homes use roughly 800 to 1,000 kWh a month.
Fills in the average residential price for that state (EIA, June 2026). Edit the rate below if your bill shows a different one.
¢/kWh
$
The customer, service, or meter charge on your bill that does not change with usage.
%
Estimated Monthly Bill
--
Energy Charge
--
Fixed Charges
--
Taxes and Fees
--
All-in Rate
--
Annual Cost
--

With the default inputs (Electricity used this month 900; Electricity rate 18.34; Fixed monthly charge $15; Taxes and fees 5%; State U.S. average (18.34¢/kWh)), this calculator returns Estimated Monthly Bill $189.06, Energy Charge $165.06 and Fixed Charges $15.00.

How monthly usage changes the result

Every row is computed with this page's own calculator. Change the inputs above to model your own numbers.

Estimated Monthly Bill by monthly usage (other inputs held at: Electricity rate 18.34; Fixed monthly charge $15; Taxes and fees 5%; State U.S. average (18.34¢/kWh))
Monthly usageEstimated Monthly BillEnergy Charge
300 kWh$73.52$55.02
500 kWh$112.04$91.70
750 kWh$160.18$137.55
900 kWh$189.06$165.06
1,200 kWh$246.83$220.08
1,500 kWh$304.61$275.10
2,000 kWh$400.89$366.80

Key Takeaways

  • Monthly kWh and the electricity rate determine the usage-based energy charge.
  • Fixed customer charges increase the bill regardless of electricity consumption during the month.
  • Taxes and fees apply to the subtotal in this calculator's bill estimate.
  • The all-in rate helps compare appliance, vehicle charging, and household energy costs.

How to Use This Electric Bill Calculator

Enter the electricity consumed during the month in kilowatt-hours, followed by the electricity rate in cents per kWh. Add the fixed monthly customer charge and the applicable percentage for taxes and fees. A state selection can supply a reference electricity rate.

The calculator separates the result into the energy charge, fixed charges, and taxes and fees. It also reports the estimated monthly bill, annual cost, and all-in rate. The all-in rate represents the total bill divided by electricity use, making it useful when evaluating the cost of appliances or electric vehicle charging.

The default rate is the U.S. average residential electricity price of 18.34 cents per kWh for June 2026. Actual utility pricing may differ by provider, service plan, and billing period.

How the Math Works

Energy charge = kWh x rate. Subtotal = energy charge + fixed charge. Taxes = subtotal x tax rate. Bill = subtotal + taxes. All-in rate = bill / kWh.
  • kWh is the electricity used during the billing month.
  • Rate is the price per kWh, converted from cents to dollars.
  • Fixed charge is the monthly amount not based on usage.
  • Tax rate is the entered percentage for taxes and fees.
  • Bill is the subtotal plus calculated taxes and fees.
  • All-in rate is total estimated cost divided by monthly kWh.

Most residential bills combine a usage-based energy charge with a fixed monthly customer charge. Some utilities use tiered or time-of-use rates, which this calculator approximates with one average electricity rate.

Example Calculation

The default example uses 900 kWh of electricity for the month at 18.34 cents per kWh. It includes a $15 fixed monthly charge and 5% for taxes and fees. The selected state option is U.S. average (18.34¢/kWh).

Multiplying the monthly consumption by the rate produces Energy Charge: $165.06. Adding the monthly customer amount gives Fixed Charges: $15.00. Applying the entered percentage produces Taxes and Fees: $9.00.

The final results are Estimated Monthly Bill: $189.06, All-in Rate: 21.01¢/kWh, and Annual Cost: $2,268.76. The annual figure extends the monthly estimate across a full year with the same assumptions.

Tips for Getting the Most From This Calculator

  • Use kWh from the same billing period as the rate and fixed charge.
  • Copy the electricity rate from the energy charge section of a recent bill.
  • Include recurring customer or service charges in the fixed monthly charge.
  • Combine applicable percentage-based taxes and fees when one total percentage is needed.
  • Compare several usage levels if electricity consumption changes significantly by season.

When a bill uses tiered rates, an average rate can provide a practical approximation. For time-of-use service, a single rate does not capture differences between peak and off-peak consumption.

Important Considerations

Utility bills can contain adjustments that are not represented by these inputs. Tiered pricing, time-of-use rates, credits, minimum bills, and charges calculated using another method may cause the statement total to differ. Among states, June 2026 residential averages ranged from 13.11 cents in Nevada to 52.72 cents in Hawaii, but individual plans can vary.

To estimate the cost of operating a specific device, use the Electricity Cost Calculator. To explore how electricity costs compare with potential solar production savings, use the Solar Savings Calculator.

Frequently Asked Questions

What charges are included in the estimated electric bill?
The estimate includes a usage-based energy charge, a fixed monthly charge, and percentage-based taxes and fees. It does not separately model tiered pricing, time-of-use periods, credits, minimum bill rules, or charges that use a different calculation method.
Where can I find my monthly electricity usage?
Look for kilowatt-hours, commonly abbreviated as kWh, on the utility statement for the billing period. Use consumption from the same period as the listed electricity rate and charges. Entering annual usage as monthly usage would substantially overstate the monthly estimate.
What does all-in electricity rate mean?
The all-in rate is the estimated total bill divided by monthly kWh. It incorporates energy charges, fixed charges, and calculated taxes and fees. This is the useful rate for comparing the total cost of running appliances or charging an electric vehicle.
Can this calculator handle tiered or time-of-use pricing?
It approximates those pricing structures with one average rate. A tiered plan changes the price as consumption crosses usage levels, while a time-of-use plan changes it by time period. For a closer estimate, derive an average energy rate from a representative utility bill.
Why is the all-in rate higher than the listed electricity rate?
The listed electricity rate generally applies to the usage-based energy charge. The all-in rate divides the entire estimated bill by kWh, so fixed customer charges and taxes also affect it. At lower consumption, a fixed charge can have a larger effect on the all-in rate.